We Handle
The Details.
YOUR LOANS. OUR PRIORITY.
Focus on closing — we handle your loan processing from contract to close with accuracy, speed, and care.
Reliable Processing
Every file handled with precision and care.
Personal Service
Direct communication, no call centers.
Accurate Results
Detail-oriented from intake to close.
Complete Loan Processing Services
We manage every step of the loan from contract to close with accuracy, efficiency, and care.
Initial Disclosures & Pre-Screening
Order credit, flood, title, condo docs, and HOI; review AUS findings; disclose fees and loan estimates.
Document Collection & Review
Collect all borrower documents and conditions; review for completeness and accuracy.
Employment & Asset Verification
Verify employment, income, assets, and liabilities; order VOEs as needed.
Order Appraisals
Order appraisals and follow up to ensure timely delivery.
Loan Submission
Ensure the file is complete and accurate before submitting to underwriting.
Condition Management
Monitor, track, and follow up on all conditions; ensure timely receipt and resolution.
Underwriter Communication
Liaise with underwriters and address questions promptly to keep loans moving.
Disclosure Coordination
Coordinate CD delivery, conditions, and clear-to-close requirements.
Pre-Closing & Clear to Close
Review closing documents and obtain final underwriting approval.
Post-Close Support
Ensure proper funding, document delivery, and post-close follow-up.
All Mortgage Loan Programs
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Loans
- Jumbo Loans
- Investor Loans
- Second Home Loans
- First Time Homebuyer Loans
- Down Payment Assistance
- New Construction Loans
- Renovation / Rehab Loans
- Reverse Mortgages (HECM)
- Manufactured Home Loans
- Non-QM Loans (Bank Statement, P&L, 1099)
- DSCR Loans
- Bridge Loans
- Hard Money Loans
Simple, Flat-Fee Processing
Per funded file. No hidden fees.
Full Processing
Standard purchase & refinance loans
HELOC
Home equity line of credit
HELOAN
Home equity loan
Streamline Refi
Streamlined refinance
IRRRL
VA interest rate reduction
Optional Add-Ons
How It Works
LO Prepare Loan in Arrive
- True up 1003 with accurate borrower info, employment, assets & liabilities
- Run credit & AUS (DU/LP)
- Upload required current documents
- Add Sheena Kanui to the Arrive file
- Choose Lender
- Upload File to Lender
- LO will Lock or Float Rate
LO Send Submission Email or Submit Loan
- Borrower(s) Name
- Loan Program
- Loan Type
- Loan Amount
- Property Address
- Lender
- AE Contact Email
- Urgency & Key Notes
Processing Begins
- File reviewed for completeness
- Issue a Needs List if needed
- Disclosures issued, fees trued up
- Order appraisal if needed
- Order HOI, Title & Condo Docs if needed
- Submit to underwriting
- Manage conditions
- Close
What We Do Not Do
Ready to close more loans
without the headache?
We respond within 24 hours. Submit a file or reach out — we'll handle the rest.
Sheena Kanui
Mortgage Loan Processor
NMLS #1525190